Tuesday, August 20, 2013

Attendance Matters...

Yesterday was Dyl's 1st day of kindergarten! I can't believe that I have a child old enough to be in public school! He was very excited since he already knew his teacher form picking up our neighbor all last year from Ms. Carle.
He had an okay day, was very upset when I picked him up because he was on "blue" (They have a color system ranging from purple "super star" to red "call your parents") Ms Carle explained to him that it was her job to teach him to have "quiet lips" and that was why he was on blue. I can't wait to pick him up in a little bit to hear how today went.
Logan and I have had a relaxing day after getting back from the gym, he's been teething and extra cranky so hes been watching his favorite show "Justin Time" on netflix. We need to figure out a more exciting schedule for him besides, gym, wait to get brother lol

Here are some pictures from yesterday!     
***Oh and i can't believe that I have to have him there ON TIME everyday from now on until he GRADUATES!***
 (everyone knows i am VERY bad at being on time.... )


Friday, February 17, 2012

Why i WANT to like Walmart but i don't...

***This post is MY OPINION about walmart, i know lots of people love shopping there. I personally do not...***
I can count on 2 hands how many times i have ventured into Walmart and im going to be honest i pretty much hate it. It's dirty and loud and i always feel like NO one knows where anything is or if they have it in stock or whether or not they even carry the product!

Alright so 1st the negatives of shopping at walmart (in my opinion)
-Long check out line
-Almost always out of whatever i went there for
-Have only gotten 1 cashier who knew what he was doing with coupons...
-Crazy busy!
-No one knows where anything is OR if they carry that product

Ok so the theoretical positives are
-ONLY store (that i know about) that will give you overage towards your other basket items OR give you CASH back! (yes, i know that sometimes other stores will push a coupon through and you might get a couple cents overage but that is not their coupon policy....)
-you can price match other stores sales here (other stores does this too such as target just without the overage savings) in order to get overage from your coupons (i have not done this here before)

COUPON POLICY
hip2saves walmart shopping guide... http://hip2save.com/store-guides/walmart/
walmarts coupon policy... PRINT IT OUT AND BRING IT! http://walmartstores.com/7655.aspx


Alright so for example. I ordered 20 $1.50/1 breathright coupons that were going to give me .53 overage on each coupon so i would basically have $10.60 to spend on other items that there are no coupons for aka groceries... The only reason i ordered these is because when they 1st came out in newspapers i went to walmart last week and they had TONS of them. i'm talking like over 100 hanging all over the store. So I go in today and there is NOT ONE! I asked 6 different people they all looked at me like I was crazy and said they had no clue what I was talking about... luckily they did have some other things in stock so i did get .84 cents overage so I could explain how this works....
I bought...
Glade Plug-Ins Scented Warmer - $1.38

 I also had 3 of the $3/2 Betty Crocker coupon from the 2/5/12 SS 
Bought 6 $1.44 frostings giving me .36 overage
I then bought hamburger buns for 1.25 
and 1 green bell pepper .48                         (were having sloppy joes for dinner YUM) 


My total AFTER tax was 1.29... the hamburger buns were 1.25 by themselves so this is a perfect example of how i would LOVE walmart shopping to go in a perfect world...I would love to order coupons and then be able to buy stuff that I could donate and get things I need for dinner or whatever the case may be for free. Yes free. 
***I know a mom who walked out of Walmart with 150$ CASH IN HER HAND & everything she had bought that day....  woo woo go cristle! 


So point of the story is IF you shop at walmart already I would take advantage of price matching other stores sale items if you can get overage & for those of you who don't shop there go ahead and take a chance IF you want BUT in my case since I don't shop there and i'm making a special trip to go there from my experience it's almost always MORE frustrating to make a special trip to go in and walk around looking for everything on my list and then leaving with 1/3 of it then just going to another store and still getting the items for free just with no overage. 



Thursday, February 16, 2012

Give to charity & still save $$$!

Ok, so i have gotten the question "how does buying stuff you DON'T need save you money?" And it's hard to explain so i thought i'd show you exactly how it can work with examples of my shopping trip this morning! So here is the breakdown....

I started by buying  B1G1 ANY speedstick deodorant up to 3.99 coupons off ebay that finally arrived last night (yay!) for 2.29 + free shipping i ordered 20 (they usually come in 10's or 20's and a lot of the time it's cheaper to buy 20 then 10. NO clue why...) so it came out to .11 cents a coupon

Then I went to 3 different CVS (I have 5 around me, that way I don't take ALL of the stores stuff)

CVS is having a deal spend 15$ on speedstick get 5 ECB back for next purchase.
same transaction 3 times....
BUY 8 deodorant USE 4 B1G1 coupons
subtotal 0.00
tax = 1.14

The 1st 2 transactions I paid for the tax and then I remembered that I had 10 cash cards from last weeks purchases at CVS so the other transactions i used that to pay for the tax so i literally spent nothing OOP (after the 1st 2) if you don't have any cash cards it would've been 3.42.

So my total was 2.28 OOP at the store and 1.37 for the 12 coupons 3.65 TOTAL and got back 15 ECB!

I then bought 2 boxes of pampers diapers. They were 50% off of 22.99 so 11.49 each.  (22.98)
I used 2 $1.50/1 coupons bringing the total down to 19.98 and then used 15ECB making my TOTAL OOP with tax 6.65 for 192 diapers! In diaper language you always talk about how much per diaper they were to see if you get a good deal. Before amazon changed it's policy i would get diapers for around .11 a diaper this makes it .03 a diaper!

***random side-note*** And I know that pampers is a more expensive brand but it's the only brand of diapers that i have ever liked. I have recently started using target diapers and those are great but obviously with this deal these are even cheaper then those! So basically if huggies diapers works for your kids you could probably snatch up an even better deal because they are cheaper AND they always have 2.00 coupons (instead of the 1.50) my kids just pee through huggies diapers like it's nothing lol 

And before i get called a hoarder for buying so much deodorant because by now you guys are probably thinking... hmmmmm 20 B1G1 coupons that means 40 sticks of deodorant!!!  You don't have to keep everything you buy. I bought my dads favorite kind so i'm going to give him some and then there are SO many different charities or places or people that would be SO grateful for the things that you can get for "free" (you will have to pay tax) or in these cases it benefits me JUST as much (probably more) then those who i'm going to be able to help :)

So summed up....  My total haul for today was 40 deodorants & 1 body wash 192 diapers for a total of 8.93 & i still have 10 ECB to spend next time! :)

Buying stuff YOU don't need (or don't need that much of) can benefit you! WHY?
--You can give it to friends or family (or you could sell it on ebay, i've thought of doing that, it would be like another little tiny income for the family)
--Give it to charities- (ex. my sister-in-law & I are going to start giving to hospice & having our kids make pictures to bring along)
--I found this idea on pinterest and i LOVE doing it and so does dylan, he always draws pictures to put inside  http://kwavs.blogspot.com/2011/05/blessing-bags-how-to.html  I think that sometimes (ok maybe a lot) I feel selfish after making these because I feel SO happy for everything in my life that in the end I get more out of it then anyone else does.)

Alrighty i hope that answers some questions. If not just facebook me or something :D

Friday, February 3, 2012

Walgreens- the most complicated @ first....

This store is not like any of the other stores & I will try to point out major differences in blue.
Walgreens- This store has NO "member only" pricing or any card that you scan before hand.
Coupons- Walgreens coupons are found in their weekly ad & also they have Walgreens Coupon booklets (always located at the front of the store right when you walk in) They change every month and have great coupons that you can "stack" with MF coupons to get great savings & a lot of time FREE stuff! :D
They also have mini coupon booklets throughout the store usually always in the vitamin & medicine area EX) they will have a information booklet on "allergies" and in the informational booklet there will be allergy coupons. *Walgreens coupons DO NOT count toward the 1 store coupon per item rule aka "item to coupon ratio" So the register will NOT beep if you are using more WALGREENS coupons than items you are buying. 
Policy- Here is walgreens coupon policy http://www.walgreens.com/topic/help/generalhelp/coupon_policy_main.jsp?_requestid=37856 here is a detailed description of it http://hip2save.com/store-guides/walgreens/
RR (Registar Rewards)- The idea behind the reward system between stores is the same "Buy this product you will get this amount of $ (ECB, RR, Up Rewards) back" the difference is that these are Manufacturer coupons! (Remember CVS & Rite-Aid they are "like cash" and therefore don't effect your coupon to item ratio)
-They print out AFTER your transaction and will say something like "5$ off your next purchase compliments of Colgate- redeemable at walgreens" so people think that they scan as Walgreens coupons but the DON'T.
-However these CAN be "stacked" with Walgreens coupons just as a regular MF coupon can be. These CAN NOT be stacked with another MF since they are in fact MF coupons themselves. (make sense?)
-You then can take the RR & use it on another transaction OR save it for next week. Here is where it gets tricky...
RR Rules- *RR DO NOT "roll" from the same deal onto the same deal again (except for the rare malfunction occasion)-  (At CVS or Rite-Aid if it says limit 2 or more of a deal you can do them in different transactions & use the ECB you received from the 1st on the 2nd to lower your OOP expense (like what i did in my deodorant example on CVS page). That is "rolling" your reward) You can howerever use one RR to help pay for A DIFFERENT prodcut that has a RR as long as it's NOT the same company (Use Colgate RR to help pay for Axe RR) 
EX) this week's deal 
-St. Joseph Enteric Aspirin 36 ct 81 mg dose $2 = $2 RR
Final cost FREE!
& ALSO This was having a RR
-Pur-Absorb Iron Supplement 28 packets $10 = $10 RR
Final cost FREE
So you can buy the Aspirin in 1st transaction- pay the 2$ OOP & then in your 2nd transaction buy the Supplements and use the 2RR you received after your 1st to make your OOP total 8$ 
#2- They can't be grouped together all at once (At CVS or Rite-Aid if it says limit 2 of a deal you can do both deals in the same transaction & still get back BOTH sets of ECB or Up-Rewards) EX if you want to buy 2 of the Aspirin, in order to get back (2) 2$RR- total of 4$RR you HAVE to do 2 transactions. IF you buy 2 of the Aspirin in 1 transaction you will ONLY get back (1) 2$RR.
#3- Like I said earlier, this is a MF coupon so in order to use it on your transaction total you need to make sure that you have 1 item that does NOT have a MF coupon "attached" (when a coupon is paired with an item) to it. This is where "filler" (either an item you need but have no coupon OR a SUPER cheap item that you buy in order to get your coupon to item ratio) items come in. 
 EX) Pretend you already bought the Supplement packets in your 1st transaction & those 10$RR are burning a hole in your pocket & you remember you want your favorite deodorant ;) that is having this deal Caress or Lever 200 bar soap 6 or 8 pk, Dove or Degree Clinical deodorant 1.7 oz, bar soap 6 pk, Dove lotion 13.5 oz, body wash 18 or 24 oz, Pond’s towelettes 30 pk or cream 9.5 or 10.1 oz 3/$18 = $6 RR
Buy 3 Dove Clinical deodorant 1.7 oz 3/18
Use 3 $2/1 coupons found in the 1/29
Pay $12
Get back a $6 RR -Now this is already a good deal BUT if you were to use another 10$ you could make this deal a MM (Money Maker) BUT you can't because you are already using 3 MF coupons and since you are buying 3 items you are at your coupon to item ratio.... Filler item to the rescue, I usually walk around the store & look at the clearance section (in the back of my store on an end-cap) or grab the boys a treat the point is to get something that you do NOT have a MF coupon for. Last week they still had christmas stuff & my favorite christmas votive candles on clearance for .10 each so i bought some of those. So your New transaction would look like
Buy 3 Dove Clinical deodorant 1.7 oz 3/18
Use 3 $2/1 coupons found in the 1/29
4 Votive Candles .10 each =.40 
Total 12.40
Use 10$RR (from 1st transaction) 
PAY 2.40 (+tax) Get back a $6 RR!!!! :D
Positives-There are NO "limits" to how many of something you can buy per RR deal! If you want to buy 10 Aspirin's you can! You will have to just do 10 different transactions to get all your RR!
-Random things print out along with your RR (called Catalinas) that are awesome. I keep getting 19.99 oil changes Or one time i got a few FREE Breath Right Stirpes up to 6.79. Who doesn't like FREE stuff? :D
-You can do as many of a deal as you want. Rite-Aid & CVS usually have a limit of 1 for their deals so it's nice to be able to get 2 or 3 of something that you need instead of only 1. 
How I shop here & Tips- Check & Double check your coupon to item ratio when using RR. I like to simply count all my items and then count my MF coupons (Wags coupons dont' count toward ratio) and if i have more MF coupons then items then I 1) did something wrong or 2) forgot my filler item. This trick has saved me VERY stressful checkouts :)
-Don't be afraid to ask for the manager. Both Walgreen's I shop at are VERY coupon helpful & if my RR doesn't print or a coupon isn't going through even though it should the cashier usually calls the manager over and they clear it up right away.
-Go to the cosmetic counter! If i am doing multiple transactions I just ask for someone to ring me up at cosmetic counter that is basically like saying "I'm a cuoponer and i'm doing multiple transactions & I want someone experienced to help me" without actually saying any of that! :D
-Make sure you get all of your RR!!!! Keep track ahead of time how many you will be getting back (sometimes i get back 4 in a transaction) So that way you don't leave the store and then realize later that you left those precious coupons back at the store!


*Rain-Checks- You can get a rain check for the sale price if they don't have it in stock but NOT for the catilina. Walgreens does not have any control of their catalina machines (unlike CVS & ECB)  & they are only good for 30 days. 

Thursday, February 2, 2012

RITE-AID (very similar to CVS)

RITE-AID- 
Coupons- 1 manufacturer coupon & store coupon OR video rewards coupon PER item
Rite-Aid Wellness Program- 1st things 1st you NEED to sign up for the Rite-Aid Wellness program (their version of a cvs card) Once again i would suggest going in to the store so that you can have it immediately instead of having to wait for it in the mail. Once you are a member you can take advantage of the Up-Reward Program & you also get other perks here are the details https://www5.riteaid.com/wellness/benefits-and-rewards/. Basically the more you spend the more points you get & with points you get % coupons of purchases and if you reach the "Gold" level you get 20% off the store EVERY day for a year. (I haven't reached this level but i'm pretty sure it's only items that are NOT on sale) 
Rite-Aid Coupons-  They have 3 types of coupons. 1) They have coupons in their weekly add (normal coupons) & 2) Video Value Rewards that you sign up for here http://riteaid.adperk.com/ These are short videos that you watch (usually :10-:35 seconds long) & then you type in a code (proving that you watched it) & in return you get coupons :) Some of the videos are super lame but some are pretty awesome too. Best things about these is that a lot of the time they are pretty high value coupons that you can "Stack" (Using a MF coupon & a store coupon on 1 item) making your savings even better! The video value coupons change every month so you just have to make sure you watch all the videos you want & print your coupons out before the new month or you will lose them (they don't expire till the end of the next month tho) 
3) They also sometimes have "Total Purchase Off" coupons that are sometimes on http://coupons.redplum.com/offers/default.aspx?Id=Hip2Save&DefaultZipCode= OR http://www.coupons.com/couponweb/index.aspx?pid=14602&zid=yf73&nid=10&bid=0202180222054317A5225413&cid=0. Basically one of these is like 5$/25 and you can use it BEFORE any other coupons which makes your OOP a lot lower! 
Policy-You can find their very detailed coupon policy here http://h2savecom.files.wordpress.com/2009/12/riteaidcustomercouponacceptancepolicyaugust2010-21.pdf & also on Collins website here http://hip2save.com/store-guides/riteaid/.
Up Rewards- Rite-Aid's version of CASH. They are not a store or MF coupon. Same things as ECB. You can use as many as you want until your SUB total is 0$. You can "roll" them onto different transactions to lower your OOP expense OR save them till the next week! (You HAVE to me a "wellness member to take advantage of Up-Rewards)
Single Check Rebates- Are what they sound like... checks. Rite-Aid has different participating items that qualify for SCR (single check rebates) that change every week & month. EX) this weeks https://riteaid1.rebateplus.com/ra-v2/#rebatelist/current/category_id/74 You purchase the item and pay the total AFTER any other coupons and then go home with your receipt and put it in the info here (after you sign up) https://riteaid.rebateplus.com/newmemberpage.asp?jse=yes once you have signed up it'll give you super east to follow step by step instructions on what info is needed from the recipet. Then in a few weeks you will get a check in the mail that you take to the bank and cash.... YES you can get PAID to shop! ;) (Anyone can take advantage of Single-Check Rebates, you just have to sign up online) 
EX of the deal I'm doing this week 
Buy 3 Centrum ProNutrients Omega 3 50 ct. $9.99 each
Total = $29.97
Use 3 $5/1 coupons from the 1/1 RP or found here
Use the $4/1 coupon from the January Video Values
Pay $10.97
Get a $10 +Up Reward when you buy $25 worth (limit 2 offers) -again i love that they have a limit @ Rite-Aid :) No shelf clearers allowed! ;)
Submit for the $10 Pfizer mail-in rebate found in the 1/29 newspaper (this was a regional coupon that we got; limit 1 rebate per household BUT don't forget you can                                                                                                                                                            always order coupons on ebay) 

Final Cost FREE + $9.03 moneymaker! *Alot of people will say that this was "FREE" but i actually count it as being 10.97 because that is what was physcially coming out of my bank account. Everyone has their own preference*  You will immediately get a 10$ Up Reward at the end of your receipt that you can use on your next purchase & then once you put your info online from your receipt in a few weeks you will get your 10$ CHECK! 
How I shop here & Tips- ALWAYS hand over your wellness card 1st before they ring you up so you can get the special member only price! 
-Make sure you take advantage of the Video Coupons, I promise they are worth it even tho it seems lame to have to watch those little clips
-Try and put your receipt information for your SCR (single check rebates) in ASAP so you dont' forget about it. 
-Double Check dates on SCR- sometimes they are only good on items purchased within a few days instead of the whole week or month. 

CVS- my fav


CVS (aka Magic Coupon Store to Dylan)- Easiest of the drug stores & probably my favorite :D 
Coupons- 1 manufacturer coupon & store coupon PER item 
CVS Coupons- 1st things 1st you NEED a CVS card I would suggest signing up in store because you get it right then but if not you can sign up here but will have to wait 2 weeks to get your card https://www.cvs.com/CVSApp/user/signup.jsp You can find CVS coupons here http://print.coupons.com/couponweb/Offers.aspx?pid=14415&zid=oj97&nid=10&bid=alk1221101214a3c6721a924111 & also in random magazines. The one i buy is .99 @ CVS (usually by the cash register just ask the cashier, right now it's called Winter issue of Reinventing Beauty magazine & all the coupons in there are CVS store coupons! (it will say CVS pharmacy on it instead of Manufacturer)
Policy- https://www.cvs.com/CVSApp/cvscontent/faq/couponpolicy.pdf Collins detailed information about policy & a video! http://hip2save.com/store-guides/cvs/ 
ECB (how to get, use them)- are basically CVS's form of money that they give you for buying certain items that they are advertising you can also "roll" (do multiple transactions & use the ECB you got on the 1st transaction on the 2nd one to lower your OOP expense OR save it for next week! :D) 
So this past week my deal looked like this:
Spend $12 on Colgate, Speed Stick, Irish Spring, Softsoap products = $6 Ecb (limit 2)- the limit # is very important & helpful it means that CVS will usually not be  Buy 6 Lady Speed Stick Stainguard deodorants on sale $1.99 "cleared out" like walgreens can be because there is a limit on how many times you can do the deal
Total = $11.94 -Every time i have done a deal like this the ECB will still print when you are a few pennies shy of the amount 
Use 3 Buy 1 Get 1 Free Speed Stick coupons found in the 1/29 SS
Pay $0.00 YMMV here with BOGO coupons WITH CVS if the cashier just scans the coupon it will deduct the full "up to amount in this case up to 3.99" CVS cashiers are always the best with coupons (Go managers for training them) my cashier started to look up the price and all i said is "if you scan it, it should go through since you guys get the full amount back" so she scanned it and yup went through perfectly except the last one beeped and told her that it could only apply 3.96 toward the total (once again NO OVERAGE at CVS) and of course i said "yes, that's fine!" 
Get back $6 Ecb
Final cost $0. for all 6 items! & Got back 6ECB to use (in my case on another transaction since the limit was 2) OR you can use it on something else OR you can just keep in till next week 
ECB are just like CASH so even if you have a CVS coupon & a MF coupon per 1 item already you CAN still use ECB after all your coupons to lower your OOP expense. The only rule with this is that you can't use ECB to pay for the tax so you can only use them up until the subtotal is 0.00 (i just keep asking the cashier how much more can I use or look at the screen) 
"Magic Coupon Machine"- CVS has a machine in the front of the store when you walk in that will print out different random coupons (These are CVS coupons that can be paired with a MF for extra savings!)
You also earn back 2% of all your spending at CVS (in the form of ECB)which will print out of the ECB machine at the end of every quarter. 
GREEN TAGS- CVS has little green tags (usually around 1$) that you put on your reusable bags. You can scan 1 tag A DAY (not transaction) & after you scan it 3 times on the 4th time you get 1$ off (i think, i will have to double check) 
How I shop here & Tips- ALWAYS scan your CVS card UNTIL it says "no more coupons please check back tomorrow" sometimes i have scanned it 3 or 4 times! :D 
ALWAYS scan your CVS card BEFORE they check you out that way you can make sure you are getting all the "card holder special prices" :) 
IF your ECB expire by a day or 2 (worst thing ever) take them into the store anyway, my CVS will still take them :) 
Walk around the store & keep your eyes peeled for clearance deals CVS has BOMB clearance deals OR if you are lazy like me. Just wait for Collin to post clearance finds haha 

*Rain Check- CVS has the BEST raincheck policy out of the stores in my opinion. They NEVER expire & since ECB are directly from CVS you can get your ECB along with the sale price!  (I've been waiting for 2 weeks to get a deal that they had on glade items. Every CVS has been sold out and now i'm just waiting & hoping that my coupons don't expire.)
-I have not tested this BUT I have read that CVS WILL accept your expired coupons for your raincheck items but YMMV here.

I'm sure i'll think of more things so check back later for updates :D

Target & 1st coupon info!

WARNING: COUPONING CAN BE IS EXTREMELY ADDICTING, KEEP READING AT YOUR OWN RISK...

Ok so 1st off. I don't claim to be the best couponer out there and I KNOW that i'm not but I do think that I have gotten pretty good (at least by my standards) & I owe it all to my bff Becky for getting me started & introducing me to Collin's site Hip2save.com she is the only blog that I follow & check everyday so the information I am giving you I most likely learned from her, she also has videos showing you how to shop there that i will be linking :D

So as far as the stores I shop at they are, Target, CVS, Walgreens, Rite Aid, & I have couponed at walmart 3 times (i honestly hate that place haha) I will talk a little about each one (they all have different policies and rules) Collin EVERY saturday & Sunday (for target) will post all of the next weeks matchups she is VERY detailed in how she does it and makes it VERY easy for you to get all your coupons in order for your shopping trips. She tells you exactly where the coupons are located & if they are going to expire soon she will put that information as well. Here is a quick example from her site for the free target mac & cheese I got today.
Market Pantry Boxed Macaroni & Cheese 5.4 oz 2-serving Box for $0.42
Use the $1/1 Market Pantry Boxed Macaroni & Cheese Target store coupon found here (This coupon will auto-adjust down to $0.42 with no beepage! :) )
Final cost FREE!
**Keep in mind that whenever something is FREE you ALWAYS have to pay tax. A lot of times my subtotal will be like 3$ but after tax my OOP total is like 7$. You get taxed on the price of the product BEFORE coupons. 
I will give more detailed examples later! 

EASY EXPLANATION: for EVERY store you can use 2 coupons PER item.... 1 manufacturer coupon & one store coupon.
FINE PRINT: Always read the fine print that way you KNOW that you aren't using a coupon wrong and that you are buying the right product for the coupon.
Important for 2 reasons: If it says "1$/1 8oz or larger on Chex Mix" and you try and by the individual sizes it will BEEP and obviously not work! If it says "1$/1 ANY Chex Mix" then go ahead & buy the individual size :D
Reason #2: When you read the fine print you are the one in control when the cashier tries to tell you "you can't buy this, lip gloss isn't in the picture" (i can almost guarantee you will get this at some point) You can do a few things 1) smile sweetly back & reply "It says ANY CoverGirl product, if you scan it, it will go through" (or something like that) IF they reply " no it's not in the picture" 2) Ask for a manager or 3) just take your coupon back and forget about it. I used to walk away i now ask for a manager. I know i'm not dong anything wrong and by reading the fine print i know all the limitations.
My secret weapon: lol sounds super cool huh? ok but seriously.... CASHIER SHOP! this is what I call it when i walk up and down past the cash registers and look for the best cashier. You do NOT want to go to someone who looks cranky or irritated... My favorite picks are teenage boys (they don't care & will just keep beeping those coupons no weird or annoyed looks given) OR fellow couponing cashiers, obviously you wont know until you check out but now i will go back to that same girl "Chantel" at target every time! (She shuts down her lane so i can relax and not have to worry about the dreaded check out SWEAT- ok if im being honest i still sweat every time i check out with coupons but when you have no one behind you and a smiling face who "gets it" in front of you it makes it a whole heck of a lot easier!)
I also have a few cashiers that I know by name now, (since i do the same stores almost every week) & let me tell you when you develop a "relationship" with your cashier. WOOHOOO it's like winning the lottery, they are nice and friendly and help you out and even give your kids lollipops! :D
oh and when all else fails BE NICE, SMILE even if i'm in a rush and just need to get out so i use the fastest line, simple conversation & smiling (you know common courtesy our moms taught us that i think a lot of the world has forgotten) makes a HUGE difference. :D
Last but not least, if you still have a bad check out experience 1st off you are NOT alone, 2nd you ARE NOT doing anything wrong!!!! Stores get paid for you to use coupons! Thats right did you hear me? Go ahead grab a coupon and read it... they get reimbursed & usually .08 cents or sometimes more PER coupon. So now you are not "stealing, or ripping the store off" or anything else you might hear. YOU are saving money for you or your family on things that you DONT need to spend extra money on in order to spend extra money where there aren't a lot of coupons or maybe any at all
EX) I coupon so i can buy TONS of fresh fruit and veggies and not feel bad or so that we can go out to eat and not break the bank (or maybe so you can get those pants you've been wanting but can't justify) well with couponing it's possible. You save money where you can so you can spend it other places OR just to plain ol' save it! Vacation? Car? Student loans?
What are you waiting for? Go get your scissors!! hehe


Where can you find coupons? 
Manufacturer coupons can be found in everywhere! ;)
Sunday Newspaper- This is the best place in my opinion... Collin has the best newspaper deals posted here- http://hip2save.com/category/online-bargains/newspaper-deals/
You will see on different blogs the different inserts labeled like this...
SS- SmartSource
RP- Red Plum-
GM = General Mills
PG = Procter and Gamble

*the date will be on the spine of the insert 
Print them- Tons of places online ex) http://www.coupons.com/  & Facebook a lot of times you "like" a page and get a nice coupon in exchange :)
Randomly under or by products in stores these are called Peelies.
You can get a coupon clipping service (ive never done this)
You can buy them off ebay (I have never done this but after talking to cristle today I think i might start)
Snail Mail- A lot of times when i sign up for a "freebie" through the mail it will come with a nice coupon making it even better then what i thought!


Coupon Lingo & Rules that I'm familiar with... (I still don't know all of it) :) 
Coupon-to-item-ratio = You can only have 1 store coupon & 1 MF coupon per item therefore if you have 5 items in your cart & 6 MF coupons you will only be able to use 5 of them (This arises with B1G1 deals mostly or $/multiple product coupons)
YMMV = Your Mileage May Vary – Deal works for some people but not for everyone, depending on store, clearance items, regional sale, ect.
PEELIES = The coupons that you find in isles of the store that you can "peel off" or the machine that as a kid you (or maybe just me) would always pull them out to see another one takes its place haha ;) 
B1G1 & BOGO = Buy One, Get One Free
B2GI = Buy Two, Get One Free
EX = Expires On
FILLER = Item purchased in order to reach "coupon to item ratio" OR in order to use a "Total Money Off" coupon
MQ = Manufacturer’s coupon
MIR = Mail In Rebate
OOP = Out of Pocket- the money that literally is coming out of your pocket
ECB = Extra Care Bucks – CVS money
RR = Register Reward – Walgreens money
$/2 or $/3 ect coupons =  When you have a "Save 1.00$ on any 4 Cans of Tuna" coupons that 1 MF coupon is "stacked" to ALL 4 Cans even though you don't have a physical coupon for each. However you can still use a STORE coupon for EACH individual box (if you have them) OR the other way around. you can have a 1$/3 STORE coupon and then use multiple MF coupons. 
EX) Wishbone Salad Dressing 7 oz Spritzers $1.87
Use the $1.50/2 Wish-Bone salad dressings 7-oz. or larger Target store coupon found here
Plus, use 2 $0.50/1 coupons found in the 1/29 RP (value varies by region)
Final cost as low as $1.24 – $0.62 per dressing!


How should you organize your coupons?
That is up to YOU!
I have tried 3 ways:
Collins way: (she posts about it here http://hip2save.com/2011/03/07/coffee-with-collin-coupon-organization-part-2/
Basically you cut out all the coupons you would use, & slid them into baseball card holders organized into different dividers & into a huge binder that you take with you. (This way is GREAT for finding great deals on clearance items because you have all your coupons with you)
Cut out & stick in an accordion file or envelope- I did this at 1st but soon got too unorgaized for me when i started going to different stores but I use a form of this method now (see below) 
"Clipp-less Method"- That I found out about here http://fabulesslyfrugal.com/california-insert-lists 
Basically- I keep all my inserts organized my date (they are in a reusable walgreen bag right now just standing up in order oldest to newest) & when i look at the matchups on Saturday and its says
 Irish Spring deodorant on clearance $0.99 – $1.04
Use the $1/1 coupon found in the 1/29 SS
Final cost as low as FREE!
I go to the 1/29 SS (Smart Source) & then cut the coupon out. So i just cut them as I need them. (This is perfect for me because I LOVE to coupon but i HATED spending 2 or more hours every sunday just cutting out coupons, wasn't worth it to me & i actually stopped couponing until i found this method) 
** The very cool thing about this site http://fabulesslyfrugal.com/california-insert-lists (if you are lucky enough to be one of the places they do) they will have exactly what coupons are in that paper every sunday. Some coupons are regional and instead of going mad, flipping through page after page looking for it I can just log on there and see if we got that specific coupon in sacramento! 
So the official method i use is a mixture of the 2nd & 3rd. I cut the coupons out AS i need them BUT I have them organized in an amazing mothers day present that my hubby got me that looks like this http://www.etsy.com/listing/84916941/fabric-coupon-organizer-budget-organizer?ref=sr_gallery_2&sref=&ga_search_query=coupon+organizer&ga_order=undefined&ga_view_type=gallery&ga_ship_to=&ga_min=0&ga_max=0&ga_removeLocation=1&ga_search_type=handmade&ga_facet=handmade except instead of "soups, dry goods" I have "CVS, Target" 
You could just use an accordion file they have them at dollar tree or in the dollar section at target right now. I love this one because it hooks onto the side of my cart with a button which makes it much easier to look at what coupons i brought with me & plus it's pretty (mine is a different fabric) 
I also have a couple sections for coupons i cut but didn't use either because i changed my mind or they were sold out so that i can have them easily on hand OR coupons that I think i could use on clearance stuff (usually High Value coupons) 



TARGET (aka Popcorn & Chocolate Milk store to Dylan) - Easiest store to shop at no restrictions (except when doing a "special purchase" 
Coupons-You can use 1 store coupon & 1 manufacturer coupon PER item 
Target coupons- can be found on their website http://coupons.target.com/ & sometimes in sunday papers & sometimes randomly in the mail. There is no for sure way to get target coupons mailed to you, some people think that using your "red card" will get you coupon booklets sent to you but i have yet to receive one. 
Special Purchases- Target has "special purchases" every week that change. They involve things like "Buy 3 participating vitamins get back 5$ gift card" which means you would have to buy 3 vitamins that are participating in the deal (they will be listed with the info) and once they are scanned the cashier will be triggered to give you a gift card RIGHT THEN before you finish your purchase which is SO awesome because you know right then if you bought the right ones instead of having to wait and possibly to return them. 
So when  you are doing these deals you CAN still use 1 target coupon & 1 manufacturer PER item & the gift-card is just an added bonus! (this is usually how I "make" money @ target) 
How I shop here- I will look at Collins Matchups on Sunday to plan for the week & I will also look at /http://www.totallytarget.com/ throughout the week, she goes to target all the time and will tell me when there are unadvertised "special purchases" & when there are new price cuts (MOST ALL price cuts are regional so sometimes my target will have the same price as her's, sometimes more expensive, & rarely but sometimes cheaper!) 
I also will "roll" my giftcard deals from the previous week (or whenever i last did one) onto my purchase to lower my OOP expense. 
Keep your eye peeled for cards in the target weekly ad that are for "Free 10$ gift card with a transfer or a refillable prescription or a new prescription" I always keep this around in case one of the boys get sick, last week when logan had an ear infection his medicine was 4$ & I got the 10$ gift-card & was able to use that toward buying him more ibuprofen for free. 
RED CARD-I also HIGHLY recommend (if you shop at target a lot) to sign up for one of their red cards, i JUST got one a few weeks ago because I had always thought it was a credit card but come to find out they have 2 different ones. A credit card & 1 that is linked ONLY to your checking account. I handed her a check and she gave me a card so instead of using my debit card i use my "target debit card" (it comes out the SAME as a debit card, you even pick a pin number) & you get 5% off EVERY purchase & if you use target for your pharmacy (like me) then once you fill a certain number of prescriptions you get a free one (not sure how many)
You ALSO get FREE shipping online if you have a "red card"! :D
TIPS-ALWAYS hand over manufacture coupons 1st & then target store coupons when checking out. Target store coupons can automatically "adjust down" which minimizes the dreaded BEEP at the register. manufacture coupons have to be adjusted themselves which some lame cashiers will just say "sorry i can't take it, it beeped"
EX) somethings on sale for 1.75. You have TARGET coupon for 1$/1 & a MF (manufacturer coupon) 1$/1.   You hand over the MF 1st, it goes through no problem now the item is .75. Then you hand over target coupon & it should automatically go down to .75 off. Target's coupon policy does NOT allow "overage" aka the extra .25 cents BUT in my experience sometimes if the coupon does beep the cashier will just "push" it through aka force it.
Use reusable bags! Target gives you .05 credit for EVERY bag you use. (I know it doesn't sound like a lot but that will add up & every penny counts!)
**A grey dot by the product information means that they are sold out of the item. 
**Download the target app it's free & i love being able to check if the store has something in stock so i can decide which target to go to. Also it even tells you what isle it's on! 

*Rain Checks- Usually last 45 days & you can just find anyone walking around target and ask to get a rain check for an item. A lot of the time if the item is popular there will already have a little tear sheet that you just keep